First Merchants Corporation is a financial holding company. It has one full-service bank charter, First Merchants Bank (the Bank). The Bank operates as First Merchants Private Wealth Advisors (as a division of First Merchants Bank). Through the Bank, it offers a range of commercial and consumer banking services to meet the diverse needs of its customers. Its commercial banking team offers debt capital, treasury management services and depository products. The consumer banking group offers a variety of consumer deposit and lending products. The mortgage banking team offers consumer mortgage solutions to assist with the purchase, refinance, construction or renovation of residential properties. Private Wealth Advisors offers personal wealth management services with expertise in investment management, private banking, fiduciary estate and financial planning. It operates 111 banking locations in Indiana, Ohio, and Michigan. It operates about 15 depository branches within Southern Indiana.