Linking Your Bank

Webull offers two methods to link your personal bank account:

Real-time verification: This method links your bank account instantly by securely logging into your online banking through our service. It is recommended for its speed and convenience, and is ideal if your bank supports linking through our partners, Plaid and Yodlee. Most financial institutions offer this option.

Micro-deposit verification:This method involves linking your bank account by verifying two small deposits made by Webull. To complete the verification, match these deposit amounts with those shown on your bank statement. This option is available with all financial institutions.

How do I link my bank using real-time verification?

To link your bank account instantly to your Webull account, please view the following instructions:

App:

1. Tap the Webull logo to select your account.
2. Transfers ➝ Link a bank account ➝ ACH ➝ Real-Time verification
3. Search for your bank and enter your online banking information.
4. Confirm which account you'd like to link.

Desktop:

1. Click on Account on the icons on the left.
2. Select Deposit in the banking widget. This will guide you to the Transfer Money page on the web.
3. Select Linked Accounts on the left.
4. Choose ACH ➝ Real-Time Verification.

Web:

1. Navigate to My Account at the top right of the page.
2. Select Linked Accounts on the left.
3. Choose ACH ➝ Real-Time Verification.

How long does real-time verification take?

Once your Webull account is successfully linked to your bank, you can use it immediately for deposits and withdrawals.

How do I link my bank account via micro-deposit verification?

To link your bank account using micro-deposit, please follow these instructions on all Webull platforms:

App:

1. Tap the Webull logo to select your account.
2. Transfers ➝ Link a bank account ➝ Micro-Deposit Verification.
3. Choose the account type of your bank account and enter your routing and account number.
4. Tap Next.

Deposits will show in the next 1-2 business days. Once you receive the deposits:

1. Tap the Webull logo to select your account.
2. Transfers ➝ Deposit ➝ I have received two micro-deposits.
3. Enter the deposits from the order in which they were received.
4. Tap Confirm.

Desktop:

1. Hover over the icons on the left and click Account (if hidden, click on More).
2. Select Deposit in the banking widget. This will guide you to the Transfer Money page on the web.
3. Select Linked Accounts on the left.
4. Choose ACH. Select Micro-Deposit Verification.
5. Choose the account type of your bank account and enter your routing and account number.
6. Click Next.

Deposits will show in the next 1-2 business days. Once you receive the deposits:

1. Hover over the icons on the left and click Account (if hidden, click on More).
2. Deposit ➝ I have received two micro deposits.
3. Enter the two deposits in order as followed on the screen.
4. Select Verify Amount.

Web:

1. Navigate to My Account at the top right of the page.
2. Select Linked Accounts on the left.
3. Choose ACH. Select Micro-Deposit Verification.
4. Choose the account type of your bank account and enter your routing and account number.
5. Click Next.

Deposits will show in the next 1-2 business days. Once you receive the deposits:

1. Click your profile icon (top right).
2. Deposit ➝ I have received two micro deposits.
3. Enter the two deposits in order as followed on the screen.
4. Select Verify Amount.

How long does using the micro-deposit verification method take?

Linking your bank account via micro-deposit takes 2-3 business days, depending on when the deposits arrive and are verified.

How do I unlink my bank account?

To unlink your bank account, please use the following instructions:

App:

1. Tap the Webull logo to select your account.
2. Select Transfers.
3. Below Bank Account, tap the account you wish to unlink.
4. Tap Delete Account.

Desktop:

1. Hover over the icons on the left and click Account (if hidden, click on More).
2. Select Deposit in the banking widget. This will guide you to the Transfer Money page on the web.
3. Select Linked Accounts on the left.
4. Choose the account, and Delete Account at the bottom.

Web:

1. Navigate to My Account at the top right of the page.
2. Select Linked Accounts on the left.
3. Choose the account, and Delete Account at the bottom.

After unlinking your old account, you can proceed to link your new bank account using the instructions above.